Health Insurance

Soaring healthcare costs, a sudden medical emergency, or an acute illness can deplete your savings in a minute. It’s wise to get health insurance to protect against unexpected expenses.

Health insurance helps secure the insured against surgical and medical expenses due to illness, pregnancy, a severe accident, or preventative care. You can buy the appropriate health insurance plans as per your budget. Expert insurance agents advice you to take this insurance coverage at a young age.

You need to pay a prescribed amount as a ‘premium’. These policies cover your consultation fee, hospitalization cost, surgical cost, and medication cost. 

Get compensated for your medical expenses by the health insurance company through:

• Reimbursement Claim: Policyholder has to pay initial expenses and then file for reimbursement from the insurance company.
• Cashless Claim: No need to pay the medical expenses to the hospital with which the insurance company has ties. They will directly pay your bills.

Benefits of Health Insurance

1. Affordable Premium: Companies customize most health insurance plans, as per your budgetary requirements. You can get add-ons as per your needs for full coverage on your health. Go ahead with Finhaat health insurance plans for more personalized features.
2. Covers Critical Illnesses: Medical emergencies such as cancer, heart stroke, kidney failure, etc., require long-term hospitalization. A few health insurance plans provide lump-sum payments to policyholders if diagnosed with such life-threatening diseases.
3. Tax Saving: Whether you buy Individual health insurance or Group health insurance, a deduction of up to INR 25,000 under Section 80D is offered. For citizens aged 60 and above, the deduction allowed is INR 50,000. 
4. Best for Emergency Situations: Get an affordable health insurance plan to cover financial burdens arising of healthcare emergencies, surgery, medication costs, etc.

Consult a Finhaat advisor for a personalized health insurance plan!